Joint Equity v Buy to Let Home. Joint Equity . Shared Ownership. JE Website. Links.
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The summary  of Joint Equity Scheme  v
 Buy-to-Let :
  
     +25% higher portfolio value
+25% more rent
+25% greater capital growth
+250% greater return on investment  pa      

All this with;

Lower risk

Wide geographical spread

Lower management costs

No maintenance costs

No void periods

No refurbishment costs between tenants

No rent to mortgage restrictions

Lower deposit required

Rent collected by Joint Equity
On top of all that with Joint Equity:

The Joint Equity Scheme is ethical

Help someone while helping yourself

Share the costs and the benefits between the Investor and Owner-Partner

Can be transferred to children to comply with gift rules in Inheritance Tax legislation

No hassle investment

As values rise you can increase gearing and invest in more properties

No landlord obligations

No contact between Owner Partner and Investor Partner

Joint Equity is here to help and assist both Partners


Annual Income
Capital Growth
Costs
Risks
Ethical
Joint Equity
Higher
Higher
Lower
Lower
Yes
REIT
The same
Lower
The same
Lower
No
Sipps
None
The same
Higher
Higher
No
Table legend
Better than Buy to Let
Green
No advantage over Buy-to-Let
Yellow
Worse than Buy-to-Let
Red

The benefits of Joint Equity for Investor Partners


Why should I become an Investor Partner?

The Joint Equity Scheme avoids the problems with Buy-to -Let

Better returns than buy-to-let

The Joint Equity Scheme provides a better investment than Buy-to-Let delivering:

Why is Joint Equity different?

Joint Equity is the only viable alternative to buy-to-let for property investment and is unique in the residential property world by being an ethical investment.

Joint Equity fulfils the important social function of helping others to gain the security and financial benefits of home ownership while benefiting the investor themselves.

This section demonstrates how we can back up these claims with real worked examples.

But remember Buy-to-Let is not an ethical investment, as it makes home occupation purely an expense for the occupier while the investor gets 100% of the capital gain.


Joint Equity benefits

For the same cash investment Joint Equity™ gives you:

On the following pages Joint Equity & Buy-to-Let go head to head and you decide where your money id best placed.


The details of Joint Equity

We provide: the substantiation behind the words

Page 1 a comparison between the non financial aspects of Joint Equity & Buy-to-Let features

Page 2 a direct financial comparison between the Joint Equity Scheme and Buy-to-Let for a similar £37,500 initial investment.


Ways to invest in residential property

1: The Joint Equity Scheme – what this site is all about and available UK wide now. Higher returns and lower costs than Buy-to-Let.

2: Buy-to-Let - the traditional route, expensive, low returns, high risk and not ethical

3: REITs (Real Estate Investment Funds) - Currently only available for commercial and retail property. If they could include residential properties they would provide lower risks and returns than Buy-to-Let

4: Sipps (Self Invested Personal Pensions) currently residential property is ineligible for inclusion in a Sipp but that might change in the future and we include it here

A top level comparison with Buy-to-Let for the same investment

The table below compares the 3 alternatives to Buy to Let and shows whether they are better, the same or worse for the investor compared to But to Let


So what is the ranking of the options?

Converting this into a ranking of options to invest in property we have

1st Joint Equity

2nd Buy to Let

3rd Property Investment Funds REITs

4th Self Invested Pension Plans Sipps

Already a Buy-to-Let investor no need to lose out?

But what if you are already a buy-to-let investor?

Good news! You can increase your investment potential and annual returns by converting the buy-to-let into a Joint Equity investment. Learn how by following this link.


The Joint Equity Scheme is for first-time buyers, home owners and property investors.  
This site is developed and maintained by Joint Equity ltd. ©Joint Equity (2006, 2007 & 2008)
Joint Equity Ltd works with Mortgage Beaters Ltd to provide case studies & Illustrations to prospective Owner-Partners & Investor-Partners. Joint Equity Ltd does not carry out any regulated activities and so is not regulated by the FSA (Financial Services Authority). Joint Equity Ltd are introducer appointed representatives of Mortgage Beaters Ltd, which is authorised and regulated by the Financial Services Authority.
The content of this website is accurate to the best of our knowledge and  for information only. We do not provide financial advice.